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Optima Recovery Services, LLC is required under certain federal, state and local laws to notify consumers of certain rights. This list does not contain a complete list of the rights for consumers under federal, state and local laws.
This communication is from a debt collector. This is an attempt to collect a debt. Any information obtained will be used for that purpose.

ADDITIONAL INFORMATION FOR CALIFORNIA RESIDENTS
The state Rosenthal Fair Debt Collection Practices Act and the federal Fair Debt Collection Practices Act require that, except under unusual circumstances, collectors may not contact you before 8 a.m. or after 9 p.m. They may not harass you by using threats of violence or arrest or by using obscene language. Collectors may not use false or misleading statements or call you at work if they know or have reason to know that you may not receive personal calls at work. For the most part, collectors may not tell another person, other than your attorney or spouse, about your debt. Collectors may contact another person to confirm your location or enforce a judgment. For more information about debt collection activities, you may contact the Federal Trade Commission at 1-877-FTC-HELP or www.ftc.gov.

ADDITIONAL INFORMATION FOR GEORGIA RESIDENTS
This communication is from Optima Recovery Services, LLC, which is a debt collector. This is an attempt to collect a claim or attempt to obtain information about a consumer and any information obtained will be for that purpose

ADDITIONAL INFORMATION FOR NORTH CAROLINA RESIDENTS
Optima Recovery Services, LLC, Optima Recovery Services, LLC, 6215 Kingston Pike # A, Knoxville, TN 37919, Permit # 112564

ADDITIONAL INFORMATION FOR TENNESSEE RESIDENTS
Optima Recovery Services, LLC, Optima Recovery Services, LLC, 6215 Kingston Pike # A, Knoxville, TN 37919. This collection agency is licensed by the Collection Service Board of the Department of Commerce and Insurance.

ADDITIONAL INFORMATION FOR TEXAS RESIDENTS
Optima Recovery Services, LLC, Optima Recovery Services, LLC, 6215 Kingston Pike # A, Knoxville, TN 37919, (865) 862-0590